Thanks
The Arona was not out when we got the Ateca and we were previously in a leon FR, so even had it been an option an Arona would have been a big drop in size & comfort to us. Though I do think the arona in mystic magenta looked quite appealing.
On a side note, you should watch the arona moose test video on YouTube, turns out the arona is very unstable when swerving, something the Ateca handles quite well as I recently discovered when I had to get out of the way of an out of control car that drove onto my side of the road head on. Fortunately I was able to avoid the collision and watched him mount the hedge in my side mirror, the experience was scary to say the least and shook me up for a few days, but the Ateca performed superbly and never skidded, lifted or even leaned over as I swerved.
Anyway... at first we thought we couldn't afford the Ateca, but the dealership came through and although it worked out more expensive than the leon, we got it at a good price considering the trim level and toys, we have pretty much all the options included, 19" alloys, top view 360 camera, park assist, electric tailgate, heated leather seats, ambient lighting, etc.
However we're now expecting our third child at the end of the year and are already finding that with the two child seats already taking up the space in the car it's difficult to squeeze our parents in when we need to let alone a third car seat.
Fortunately we have an older ibiza that we use to pickup the slack but my thinking is it might save on fuel and insurance to ditch the ibiza and put the cash into a seven seater.
Obviously having two cars has it's advantages, obviosuly one being both me and the mrs have our own wheels, so I could stay with the Ateca for now as its a nice car anyway and re-finance it in a year over to a five year HP to bring the monthlies down. But it would be nice to travel together in one car.
The main thing putting me off switching to tarraco is not so much the higher payment, as it still works out less than running two cars we have now, but it's the otr price tag on a tarraco, since this is technically your debt on the loan even though you are only required to pay the term and not the full value.
In my experience it makes banks nervous when you accumulate that much debt on cars.m and makes getting loans for other things more difficult.